Nottingham Homebuyers

Uk re-mortgage advice. It asks about service charges arrears but haven’t had a bill in the 3 years I have?

mortgage arrears

lived there so technically there are no arrears. Should I tell them that or just ignore it and say no? I have asked for a bill repeatedly. Thanks

can i sell my house, whilst in arrears?

mortgage arrears

Can i sell my house whilst i am in arrears with mortgage lender, I also have a secured loan on house and am in arrears with that too :( Even if we do sell i dont think we would make enough to pay off both mortgage and secured loan, what would happen then?
How do i go about getting a short sale? Who do i contact?
Is this short sale available in Scotland? And what is a realtor i can seem to find any when i search.

have to sell my home due to arrears in mortgage repayments will council rehouse me and my two dependants?

mortgage arrears

my husband and i have agreed to seperate

Can i force a judge to let me repay my mortgage arrears over the term?

mortgage arrears

by quoting Norton vs Cheltenham & Gloucester court of appeal case. I went to court and the Judge said he hadn’t even heard of it and over ruled it.

Quick House Sale

Can a government steps in to help mortgage borrowers from foreclosure actions?

mortgage arrears

In Malaysia, Mortgage borrowers are allowed to withdraw part of their Employment Provident Fund which is a government agency to pay for their instalments arrears.
Sorry, I am referring to UK mortgage borrowers

Quick House Sale

Where would I stand legally if I lend my ex some money to pay her mortgage arrears?

mortgage arrears

My ex owes £950 on our joint mortgage. She is still in the property and I have left. If I pay off her arrears can I get a contract drawn up for her to repay me monthly ? And how binding would it be if she did not pay? She does have a history of not paying bills.
Ok so to add some details. I would love to sell the house but she does not want to. We have a 16 year old son chances are he will be going to college. I understand that the mortgage debt is a joint debt. But I have kept my payments. And I am now trying to stop a repossesion situation.
To answer your q? I did try to get off the morgage when I left. I even tried to give her the house to get rid of her. But the mortgage company would not accept this as she had no means at that time to take over the mortgage payments
.

Quick House Sale

I have fallen behind with mortgage repayments< Can arrears be added to the existing mortgage?

mortgage arrears

My mum passed away two years ago, believing that our home was to be paid off from a certain insurer, unfortunatley that was not the case, I am a young lady of 19 and i really want to keep my home< i am in arrears at the moment but me and my partner want to pay the mortgage, so i just want to know if arrears can be added to the existing mortgage and i can start afresh! please help!

If you’re behind on mortgage payments, but now have enough to pay almost all of the arrears, will citi accept

mortgage arrears

what you have now and let you pay the remainder in two weeks. Last time I talked to them, they wanted 9000 (incl. legal fees), now another payment is due. I can pay 8800 now and in two weeks I can pay 1000.

Can I deduct the mortgage interest that I paid on Jan 1, 2008 but is for Dec since mortgage is paid arrears?

mortgage arrears

I need some clarification on this matter.

I know mortgage payments are paid in arrears. Meaning the payment due on the first (ex: Jan 1) is actually for mortgage principal and interest accrued on the previous month (ex: Dec).

So for tax purposes, can I deduct the mortgage interest that is reflected on my Jan 1 payment but is NOT reflected on my 1098 that I received from the lender? Basically I believe the amount on the 1098 is short of one month’s interest…

Thanks!

Real Estate Professionals

I have a second house in arrears and want to know what the best sollution would be long term?

mortgage arrears

My second home is in arrears of £6k and the mortgage is about £830 per month normal and £620 interest only. Should i pay off the outstanding money owed then rent it out on the interest only mortgage? What would i have to pay at the end of an interest only mortgage of 25 years? Need to know is i have tried to sell the house but it aint budging.

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Nottingham Homebuyers