Nottingham Homebuyers

I am behind on monthly mortgage payments. Can my mortgage company credit my escrow refund without my approval?

mortgage arrears

I really need to get my car repaired. I’d rather use the money for that and catch up on my mortgage later. They said I had to apply the check to my arrears.

my mortgage company won/t report my account after chap 7 even though I paid them alll arrears payments?

mortgage arrears

How do I get them to report to the credit bureau

Rent Back Fast

A friend is in trouble with there mortgage and needs a loan to clear the arrears?

mortgage arrears

but has already remorgaged and cant find a company that will approve a loan… any idea’s?x

Lender trying to reposess due to arrears no equity in house going bankrupt any way i can keep house?

mortgage arrears

Mental and physical collapse after separation from my partner got behind with mortgage. did an iva. Situation now, in arrears with mortgage. No equity in property. I really want to keep house for partner to one day come back to. Seems Bankruptcy only option.
Doctor has said I am not at the moment mentally capable of dealing with anything so court official will be appointed. (No relatives or anyone else) After a year off work, now claiming benefits but dont think will be enough to cover mortgage interest.
Lender will not consider any options. anyone know of any way I can keep the house, at least in the short term?

Quick House Sale

Mortgage arrears: why should we help?

mortgage arrears

Suggestions are that the “government” should help those struggling with their mortgage repayments or those in arrears.

This makes my blood boil!!

Why on earth should the government use my (= taxpayer’s) money to help those people so stupid to have chosen to be mortgaged to the hilt?!!!

can i still get a mortgage at a decent rate if i have bad arrears problems?

mortgage arrears

my credit rating is bad,

Real Estate Professionals

I have been served an eviction notice for 2 weeks time due to mortgage arrears. How can I stop this?

mortgage arrears

We had a family bereavement several months ago leading to funeral cost and fell into arrears with our mortgage. The lender misled us into thinking that low payments are better than nothing at all so when we were served with a court date we were very surprised. We managed to find the money and pay it off however, this has had a knock on effect to future payments in catching up with everything after having to find a lump sum. Today we were served another notice to be out in 2 weeks even though they only applied to the court on friday. We can’t find the money from anyone (believe me we’ve tried!) and I have filled in a form at the court today and have a hearing on thursday to delay the eviction warrant. We have another lender who has agreed to re mortgage our home and they reckon it will complete in 3-4 weeks however the eviction date is in 2 weeks. How likely is it that the judge will grant us an extention?

Please only reply if you have genuine advice as we are stressed enough. Thanks

Can I get evicted if i’m 1 month in arrears with my mortgage?

mortgage arrears

We have been in arrears for a couple of months by 1 month and we have made promises we’ve been unable to keep and now our mortgage company is threatening us with court action. We are both working two jobs now and will be able to pay the arrears but the mortgage company understandably have now got the hump and have said we need to pay by end of March but we don’t think we can.

Sell and Rent Back

Can I give my house to Mortgage Lender?

mortgage arrears

I live in the UK and have a Mortgage with Northern Rock. I am around 5 months in arrears and the house is becoming a huge burden. I need to get rid of this house quickly but nobody is buying for the amount I owe on the mortgage (which is less than the house is worth).

Can I surrender the house to the lender? I do not want this to go to court as we have a baby on the way and need every penny.

Passive Income

Has anyone been to court for mortgage arrears?

mortgage arrears

we are due in court for the first time and hopefully the last,for not paying mortgage arrears its about £1500.Does anyone know what happens in the courts? We can pay our mortgage but we are in arrears with a few companies at the moment.

Passive Income

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Nottingham Homebuyers